FBRForex Broker Rating
ET
Written by Editorial Team
Updated
XM logo

XM Review

Overall Rating
4.3 / 5
Fees
4.4 / 5
Safety
4.5 / 5
Platforms
4.3 / 5
Education
4.2 / 5
Min. deposit
$5

XM — At a Glance

Regulation
CySEC (Cyprua), FSCA (South Africa), FSA (Seychelles), FSC (Belize), FSC (Mauritius)
Broker Type
Market Maker
Minimum Deposit
$5
Payment Methods
Bank Transfer, Local Bank Transfer, Debit Cards, Credit Cards, Skrill, Neteller, Apple Pay, Google Pay, Perfect Money
Account Currencies
USD, EUR, GBP, CHF, JPY, AUD, HUF, PLN, ZAR, RUB, SGD
Assets Offered
Forex, CFDs
Trading Platforms
XM App, MetaTrader 4 (MT4), MetaTrader 5 (MT5)
Demo Account
Yes
Maximum Leverage
1:1000
Spread Type
Variable
Spread From
Standard Account: 0.8 PIPS, Ultra Low Account: 0.0 PIPS, Zero Accounts: 0.0 PIPS
Commission
Standard Account: No commission, Ultra Low Account: No commission, Zero Accounts: $3.50 commission per lot per side
Decimal Pricing
5 decimals
Minimum Lot Size
0.01
Maximum Lot Size
100
Swap Free Account
Yes
Managed Account
No
PAMM / MAM Trading
No
Joint Account
No
Social / Copy Trading
Yes
Hedging
Yes
Scalping
Yes
One Click Trading
Yes
OCO Orders
Yes
Trailing Stop Loss
Yes
API Access
Yes
VPS Hosting
Yes
Bonuses
Yes
Contests
Yes
Headquarters
12 Richard & Verengaria Street, Araouzos Castle Court, 3rd Floor, 3042 Limassol, Cyprus
International Offices
United Arab Emirates, Greece, Belize, Cyprus, South Africa, Uruguay
Languages
English, French, Spanish, Russian, Polish, Thai, Arabic, German, Portuguese, Italian, Greek, Vietnamese, Romanian, Simplified Chinese, Traditional Chinese, Bahasa Malay, Bahasa Indonesia, Korean, Bulgarian, Urdu, Hindi, Czech, Slovakian, Nepali, Mongolian, Cebuano, Serbian, Tagalog
Customer Support
Live Chat, Email, Phone

Pros & Cons

Pros

  • +Strong regulatory oversight
  • +Fast and easy account opening
  • +Broad global market access through CFDs
  • +Demo account available for practice trading
  • +Low minimum deposit
  • +Multiple fast and secure payment methods
  • +Multiple account currency options
  • +Negative balance protection
  • +No deposit or withdrawal fees (for most methods)
  • +Low forex trading fees
  • +Islamic (swap-free) accounts available
  • +High leverage trading capability
  • +User-friendly mobile and web proprietary platforms
  • +Supports MetaTrader 4 and MetaTrader 5 platforms
  • +No restrictions on trading strategies
  • +Daily market analysis & research tools
  • +Great customer support service

Cons

  • Limited product offering
  • An inactivity fee after 90 days of account inactivity
  • No TradingView or cTrader integration

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the risk of losing your money.