XTB Forex Review 2026
Top Rated · 2026
Key Facts
Regulation
FCA · CySEC · KNF+3 more
Broker Type
STP, Market Maker
Min. Deposit
$0
Platforms
xStation Mobile App, xStation Web Platform, xStation Desktop Platform
Fees
Low
Max Leverage
1:400 (UK/ EU),
1:30 (International)
Demo Account
Yes
Inactivity Fee
-
Our Ratings
4.7
out of 5
Safety & Regulation4.7
Fees & Costs4.6
Platforms & Execution4.0
Education4.4
76% of retail FX and CFD accounts lose money.
XTB - At a Glance
Company & Overview
- Headquarters
- ul. Prosta 67, 00-838 Warsaw, Poland.
- International Offices
- United Kingdom, Slovakia, Spain, Italy, Romania, Germany, Cyprus, Belize, United Arab Emirates, France, Portugal, Czech Republic
- Broker Type
- STP, Market Maker
- Regulation
- FCA (United Kingdom), CySEC (Cyprus), KNF (Poland), DFSA (United Arab Emirates), CNMV (Spain), FSC (Belize)
- Segregated Client Funds
- Yes
- Negative Balance Protection
- Yes
- Languages
- English, Spanish, Greek, Mandarin, Chinese, Polish
- Customer Support
- Live Chat, Email, Telephone
Account Types
- Demo Account
- Yes
- Swap Free Account
- Yes
- Joint Account
- No
- Managed Account
- No
- PAMM / MAM Trading
- No
- Social / Copy Trading
- Yes
Account Conditions
- Minimum Deposit
- $0
- Payment Methods
- Bank Transfer, Debit Cards, Credit Cards, Paypal, Skrill, Neteller, EcommPay, PayU
- Account Currencies
- EUR, USD, GBP, HUF, PLN
- Maximum Leverage
- 1:400 (UK/ EU), 1:30 (International)
- Bonuses
- No
- Contests
- Yes
Trading Conditions
- Markets & Products
- Forex, CFDs, Stocks, ETFs
- Minimum Lot Size
- 0.01
- Maximum Lot Size
- 50
- Decimal Pricing
- 5 decimals
- Hedging
- Yes
- Scalping
- Yes
Fees & Costs
- Spread Type
- Variable
- Spread From
- 0.8 pips
- Commission
- No commission
Platforms & Tools
- Trading Platforms
- xStation Mobile App, xStation Web Platform, xStation Desktop Platform
- API Access
- Yes
- VPS Hosting
- No
Pros & Cons
Pros
- Strong regulatory over oversight.
- Established in 2004 with a strong and proven track record.
- Publicly listed on the Warsaw Stock Exchange.
- Trusted broker with millions of users globally.
- Segregated client funds.
- Wide range of global market access through CFDs.
- No minimum deposit.
- Fast and simple account setup process.
- Free demo account available.
- Islamic swap-free accounts available.
- Negative balance protection.
- Multiple fast and secure payment methods.
- Multiple account currency options.
- Low forex trading fees.
- Advanced and user-friendly platform (xStation), available in mobile, web, and desktop proprietary platforms.
- High leverage trading capability.
- No restrictions on trading strategies.
- Interest paid on unused cash.
- Solid educational content for beginners.
- Great customer support service.
Cons
- No TradingView, MetaTrader, or cTrader integration.
- Limited advanced tools for advanced traders.
- High conversion fee.
- An inactivity fee after a year of account inactivity.
- No integrated social, copy, and PAMM trading features.
- No OCO order type.
- Limited support for algorithmic trading.
