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ForexBrokerRating.com

IC Markets vs Interactive Brokers (2026): Which Broker Is Better?

Bruce Hartley
Written by Bruce Hartley
Broker Analyst
Last reviewed
IC Markets logo

IC Markets

4.5/5

Regulated by ASIC · CySEC · FSA · Min. deposit $0

Interactive Brokers logo

Interactive Brokers

4.4/5

Regulated by SEC · FINRA · CFTC · Min. deposit $0

Our verdict

Interactive Brokers wins on trust, market breadth, and cost efficiency at scale, offering a wide range of assets, including real stocks, futures, bonds, spot crypto, and forex. IC Markets wins on the leveraged forex and CFD workflow, with support for TradingView, MetaTrader, and cTrader, micro lots, higher leverage, and simpler funding.

This is not a matchup between two versions of the same thing. IC Markets is a specialist leveraged forex and CFD broker built around raw spreads and the TradingView, MetaTrader, and cTrader ecosystems. Interactive Brokers is a Nasdaq-listed, S&P 500 multi-asset institution that also operates one of the cheapest currency desks in retail finance. The relevant question is not which is better in the abstract but which type of account you actually need.

Interactive Brokers' strengths include trust, breadth, and strong financing. It joined the S&P 500 in August 2025 and, by year's end, managed 4.4 million client accounts and approximately $780 billion in customer equity. The firm operates under rigorous, multi-layered regulation from the SEC, FCA, ASIC, and MAS. One account provides access to forex, stocks, ETFs, options, futures, bonds, funds, and spot cryptocurrencies on global exchanges, with CFDs available to eligible non-U.S. clients. It is one of the few brokers in this series that accept U.S. residents. Idle cash works too: USD balances over 10,000 currently earn approximately 3% annually on eligible accounts, and margin financing rates are among the industry's lowest. At institutional size, its forex pricing is tighter of the two, with tiered commissions ranging from 0.08 to 0.2 basis points on interbank spreads.

IC Markets primarily focuses on daily leveraged forex trading. It supports MT4, MT5, cTrader, and TradingView, whereas Interactive Brokers offers none of the first three. It also offers copy trading options through cTrader Copy, Myfxbook, and ZuluTrade, whereas Interactive Brokers offers none. The minimum trading size at IC Markets is 0.01 lots, whereas Interactive Brokers requires a minimum order of 25,000 units (0.25 lots). Unlike IBKR, which charges a $2 minimum commission per order, IC Markets has no minimum commission. IC Markets also offers leverage up to 1:500 through its offshore entities, whereas IBKR's forex leverage is limited by margin caps and can trigger automated liquidations. Funding at IC Markets is straightforward, with options such as cards, PayPal, and Skrill, whereas Interactive Brokers accepts only bank transfers. Additionally, opening an account at IC Markets is faster and involves less paperwork.

Costs depend on trade size. Measured all-in EUR/USD costs are roughly the same for a standard lot, about 0.59 pips at Interactive Brokers, including commission, versus about 0.62 on IC Markets' cTrader account. Beyond the standard lot size, IBKR offers an advantage because its commission tiers and cash interest offset financing costs. Below this threshold, IC Markets is more affordable and straightforward, since there are no minimum fees or ticket sizes to complicate things. IC Markets' flat per-lot pricing is easier to understand than IBKR's complex, multi-tiered schedule, which requires significant effort to interpret.

Our assessment shows that the key difference is what you trade. Investors and professionals seeking a single account for portfolio management, position sizing, and cash interest should consider Interactive Brokers. Beginners should be aware that neither broker is ideally suited to them, though IC Markets offers a gentler introduction. IC Markets is better suited for dedicated forex and CFD traders, EA users, copy traders, and micro-lot traders. Many experienced traders keep both brokers: one serves as their portfolio hub, and the other as their leveraged forex platform, since each fulfills different needs.

Scores compared

Category wins: IC Markets 5 · Interactive Brokers 4 · Tied 1 · across 10 categories scored for both

IC Markets vs Interactive Brokers comparison
FeatureIC MarketsInteractive Brokers
Scores
Overall Rating
4.5
Best value for Overall Rating
4.4
Safety & Regulation
4.6
4.9
Best value for Safety & Regulation
Fees & Costs
4.5
4.5
Markets & Products
4.5
4.7
Best value for Markets & Products
Platforms & Execution
4.8
Best value for Platforms & Execution
4.3
Deposit & Withdrawal
4.5
Best value for Deposit & Withdrawal
3.0
Trading Tools
4.6
4.8
Best value for Trading Tools
Education
3.8
4.7
Best value for Education
Customer Service
4.5
Best value for Customer Service
3.8
Account Opening
4.3
Best value for Account Opening
3.9

IC Markets vs Interactive Brokers: full comparison

IC Markets vs Interactive Brokers comparison
FeatureIC MarketsInteractive Brokers
Company
Established
2007
1977
Headquarters
Level 4, 50 Carrington Street, Sydney, NSW 2000.
One Pickwick Plaza, Greenwich, CT 06830 USA
Broker Type
ECN / No Dealing Desk, CFD and forex broker
DMA
Regulation
ASIC · CySEC · FSA · SCB · CMA Kenya
SEC · FINRA · CFTC · NFA · FCA · CBI · CIRO · ASIC · MAS · SFC · DFSA · SEBI · JFSA
Best value for Regulation
Segregated Client Funds
Yes
Yes
Negative Balance Protection
Yes
Yes
Banking License
No
No
Publicly Traded
No
Yes
Languages
English, Spanish, French, German, Portuguese, Japanese, Italian, Greek, Mandarin, Chinese, Indonesian, Thai, Arabic, Vietnamese, Bahasa Indonesia
Best value for Languages
English, Arabic, Dutch, French, German, Hebrew, Hungarian, Italian, Japanese, Portuguese, Russian, Spanish
Customer Support
Email, Telephone, Live Chat
Email, Phone, Live Chat
Customer Support Hours
24/7 live chat, phone, and email for all clients
24/5, Monday to Friday
Account Types
Demo Account
Yes
Yes
Swap-Free Account
Yes
Best value for Swap-Free Account
No
Joint Account
Yes
Yes
Corporate Account
Yes
Yes
Managed Account
Yes
Yes
PAMM / MAM Trading
Yes
Yes
Social / Copy Trading
Yes
Best value for Social / Copy Trading
No
Account Conditions
Minimum Deposit
$0
$0
Maximum Leverage
1:5000
1:50 (US), 1:30 (UK), 1:30 (EU), 1:30 (AU)
Payment Methods
Bank Transfer, Credit/ Debit Card, Paypal, Neteller, Skrill, UnionPay, Bpay, Broker to Broker, POLI, Thai Internet Banking, Rapidpay, Klarna, Vietnamese Internet Banking, Cryptocurrency
Best value for Payment Methods
Bank Transfer, Wise, Check
Account Currencies
AUD, USD, EUR, CAD, GBP, SGD, NZD, JPY, HKD, CHF, Cryptocurrency
AED, AUD, CAD, CHF, CNH, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, MXN, NOK, NZD, PLN, RON, SEK, SGD, TRY, ZAR, USD
Best value for Account Currencies
Bonuses
No
No
Contests
No
No
Trading Conditions
Markets & Products
Forex, CFDs
Forex, CFDs, Stocks, ETFs, Crypto, Funds, Bonds, Options, Futures, Forecast Contracts
Best value for Markets & Products
Currency Pairs
61 Currency pairs, including major, minor, and exotic pairs.
100+ FX Pairs. Major, Minor, and Exotic.
Minimum Lot Size
0.01
Best value for Minimum Lot Size
0.25
Maximum Lot Size
200
70
Decimal Pricing
5 decimals
5 decimals
Order Types
Market, limit, stop, trailing stop, plus platform-specific types.
Market, Limit, Stop, Stop Limit, Trailing Stop, Bracket, OCO, GTC, IOC, FOK, and 90+ more
Execution Type
ECN / No Dealing Desk
Market Execution
Margin Call Level
100% (varies by entity)
No traditional margin calls; real-time automatic liquidation applies.
Stop Out Level
50% (retail)
When account equity falls below the maintenance margin (real-time liquidation).
Hedging
Yes
Yes
Scalping
Yes
Yes
Fees
Spread Type
Variable
Variable
Spreads From
0.1 pips (Standard Account), 0.0 pips (Raw Accounts)
0.1 pips
Commission
Standard Account - $0, Raw Spread Account - $7 (per standard lot), Raw Spread Account (cTrader) - $3 (per standard lot), Raw Pro Account - $3 (per standard lot) Raw Pro+ - $2 (per standard lot)
0.08 to 0.20 bps per trade size with a minimum of $2 (or equivalent)
Overnight / Swap Fees
Yes
Yes
Deposit Fee
No
Best value for Deposit Fee
Yes
Withdrawal Fee
No
Best value for Withdrawal Fee
Yes
Currency Conversion Fee
Yes
Yes
Account Maintenance Fee
No
No
Inactivity Fee
No
No
Custody Fee
No
No
Platforms & Tools
Trading Platforms
IC Mobile App, WebTrader, TradingView, MT4, MT5, cTrader
Best value for Trading Platforms
Web, Mobile, Desktop, TradingView
Mobile App
Yes
Yes
API Access
Yes
Yes
VPS Hosting
Yes
Yes
Automated Trading
Yes
Yes

Want to add more brokers? Open this comparison in the interactive tool.

Pros and cons

IC Markets

  • Very low FX spreads on majors
  • Tier-1 regulation (FCA)
  • Strong platform lineup (MT4/MT5 + web)
  • Good ETF and stock coverage
  • Higher min deposit than some rivals
  • Overnight financing can be pricey

Interactive Brokers

  • Regulated by multiple Tier 1 authorities, including the FCA, SEC, CFTC, FINRA, CIRO, the Central Bank of Ireland, ASIC, and MAS.
  • Publicly listed on Nasdaq, with audited quarterly financials and capital well above regulatory minimums.
  • No minimum deposit is required to open a cash account.
  • Low, commission-based forex pricing at 0.20 basis points, falling to 0.08 at high volume.
  • Direct market access with IB SmartRouting and institutional-grade execution quality.
  • Over 100 currency pairs, along with stocks, ETFs, options, futures, bonds, and crypto, in one account.
  • Broad choice of account base currencies.
  • Competitive margin financing rates.
  • Professional-grade platforms in TWS and IBKR Desktop, plus full TradingView integration.
  • Extensive API support for algorithmic and systematic trading via REST, Python, and FIX.
  • Comprehensive free education through IBKR Campus and robust built-in research tools.
  • Not beginner-friendly, with a steep learning curve for the Trader Workstation
  • The minimum order of 25,000 units (0.25 lots) excludes micro-lot traders
  • Document-heavy account opening that takes longer than most retail brokers' account openings
  • Funding is limited to bank transfers, with no card or e-wallet options
  • Complex, multi-layered pricing that takes effort to understand
  • Customer support quality is inconsistent and below the standard the platform sets
  • No support for MetaTrader 4 or MetaTrader 5
  • Real-time automated liquidation rather than traditional margin calls, which can catch unprepared traders off guard

Which is better for…

Safety and trust

Interactive Brokers

Interactive Brokers is a Nasdaq-listed S&P 500 constituent with 4.4 million accounts, approximately $780 billion in client equity, and licenses from the SEC, FCA, ASIC, and MAS. IC Markets, in contrast, is soundly regulated by ASIC and CySEC, but it is privately held and operates offshore entities.

Range of markets

Interactive Brokers

Interactive Brokers offers real stocks, ETFs, options, futures, bonds, funds, and spot currencies in a single account. Additionally, eligible non-US clients can access more than 8,000 CFDs. In contrast, IC Markets offers 2,200+ instruments, all CFDs, and does not include ownership of the underlying asset.

Leveraged forex trading

IC Markets

IC Markets offers micro lots starting at 0.01 lots, whereas IBKR’s minimum order size is 25,000 units (0.25 lots). It also has no per-order commission floor, unlike IBKR's $2 minimum commission, and offers leverage up to 1:500 offshore, whereas IBKR's forex is margin-capped. This is the workflow IC Markets is designed for.

Platforms and copy trading

IC Markets

IC Markets offers MT4, MT5, cTrader, and TradingView, along with copy trading options through IC Social, cTrader Copy, Myfxbook, and ZuluTrade. In contrast, Interactive Brokers neither supports MetaTrader nor cTrader and lacks copy trading features. However, its TWS, IBKR Desktop, and API are excellent for systematic trading, and it integrates with TradingView.

Forex costs at size

Interactive Brokers

Interactive Brokers' tiered commissions, ranging from 0.2 to 0.08 basis points on interbank prices, result in all-in EUR/USD costs of about 0.59 pips, slightly below IC Markets' 0.62, and decrease as volume increases. At typical retail levels, the two are nearly identical.

Beginners

IC Markets

Neither IC Markets nor Interactive Brokers is a beginner-focused broker, but IC Markets' card and e-wallet funding, $200 minimum deposit, and familiar MetaTrader setup are more beginner-friendly than IBKR's document-heavy onboarding, bank-transfer-only funding, and the steep learning curve of the Trader Workstation.

Frequently asked questions

Related comparisons

CFDs are complex instruments that carry a high risk of rapid losses due to leverage. Between 74% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford the risk of losing your money.